The Future of Payday Loans in South Carolina: Bill S.379
A proposed bill would end payday lending in South Carolina. Here’s what S.379 says and why it hasn’t become law…
Loan Guides
South Carolina Loan Laws
Guides in this category for Summerville, SC borrowers.
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Who Regulates Loans in South Carolina? A Borrower’s Guide
Know who to call when a lender breaks the rules in South Carolina, from license checks to consumer complaints.
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Installment and Supervised Loans Under South Carolina Law
Installment loans in South Carolina follow the Consumer Protection Code. Here’s how supervised lenders are regulated and licensed.
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Car Title Loan Laws in South Carolina
Title loans in South Carolina follow different rules than payday loans. Learn what’s legal and why your car is at…
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South Carolina’s Eight-Loan-a-Year Payday Limit
South Carolina adds extra timing rules once you take an eighth payday loan in a year. Here’s how the repeat-borrowing…
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Bounced Payday Check? Your Rights in South Carolina
A bounced payday check in South Carolina won’t send you to jail. Here’s what lenders can and can’t do to…
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The One-Loan Rule: South Carolina’s Payday Database
South Carolina’s statewide payday database stops loan stacking. Here’s what it checks and why you can only have one loan…
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Your Right to an Extended Payment Plan in South Carolina
If you can’t repay a payday loan on time in South Carolina, state law gives you a free way out…
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South Carolina’s $550 Payday Cap and 15% Fee Explained
Break down exactly what a South Carolina payday loan costs, from the 15% fee to the real annual percentage rate.
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South Carolina Payday Loan Laws: 2026 Borrower Guide
A plain-English guide to South Carolina payday loan laws, from the $550 cap to your right to an extended payment…