No, South Carolina Did Not Repeal Payday Lending
The repeal you have read about is a bill that never moved. The Act is still in force.
Loan Guides
South Carolina Loan Laws
Guides in this category for Summerville, SC borrowers.
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Who Regulates Lenders in South Carolina, and What They Can Do
How to verify a lender, how to complain, and what the Board of Financial Institutions can actually enforce.
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Supervised Loans: How South Carolina Regulates Installment Credit
No statutory rate cap. Licensed lenders file their own ceilings, and the difference between them is yours to find.
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South Carolina Title Loan Law: The Protections Nobody Mentions
The car is at risk. Your other assets, under section 37-3-413, are not.
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South Carolina’s Eighth-Loan Rule, and What Triggers It
From the eighth advance in a calendar year, you cannot re-borrow the same or next business day.
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If Your South Carolina Payday Check Bounces
The lender cannot charge you a bounced-check fee, and you face no criminal liability. Here is what does happen.
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The Statewide Check Behind Every South Carolina Payday Loan
What the statewide eligibility check stores, who operates it, and what a decline actually means.
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The Free Payment Plan South Carolina Gives Payday Borrowers
Four equal instalments, no additional charge, once every twelve months. You have to ask in time.
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What a South Carolina Lender May and May Not Charge
One capped fee, one small verification charge, and a short list of things a lender may not add.
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South Carolina Payday Loan Laws, Section by Section
What the Act licenses, what it caps, what it forbids, and what it deliberately leaves alone.